Open Banking
Kartiera’s Open Banking payment API provides a faster, cost-effective alternative to traditional card payments, simplifying transactions and cutting costs for your business.

Secure data access
Kartiera leverages Open Banking to provide secure access to financial data, empowering businesses to innovate and optimize their payment processes. Our robust API integrations enable real-time data connectivity, ensuring smooth financial operations while maintaining the highest security standards.
Multiply integrations
Our Open Banking solutions integrate with your existing systems, providing a single, convenient platform for all your payment needs. Whether you’re accessing payer data, managing account information, or enabling enhanced payment options, Kartiera makes it easy to streamline your financial operations.
Enhanced customer experience
By enabling real-time access to financial data, we help businesses offer faster, more intuitive services that meet the evolving needs of today’s digital-first consumers. Our customers can enjoy smoother transactions, quicker payment approvals, and enhanced data control.
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Comprehensive connectivity
Access banking data from multiple institutions in one place.
Enhanced security
Our Open Banking platform adheres to the latest security standards, ensuring your data is always protected.
Real-time data
Real-time access to transaction and account data empowers you to make timely, informed decisions.
Scalable integration
Easily integrate Kartiera’s Open Banking solutions with your existing infrastructure, built for your business needs.
FAQ
What is Open Banking, and how is it different from conventional banking systems?
Open Banking is a modern approach to banking that allows third-party providers to access financial data (with customer consent) through secure APIs, enabling the development of new services and financial products. Unlike traditional banking, which operates in isolated silos, Open Banking fosters an interconnected ecosystem that promotes more efficient, personalized financial services.
How does Open Banking facilitate the integration of various financial services and systems?
Open Banking enables smooth integration using APIs (Application Programming Interfaces) to connect financial platforms like banks, payment providers, and financial apps. This allows seamless data sharing, real-time updates, and automated workflows, offering businesses and consumers a unified and streamlined financial experience.
What are the key features of an Open Banking API platform, and how can businesses utilize them?
Open Banking API platforms offer several key features, including secure access to customer account data, payment initiation services, real-time transaction updates, and the ability to create customized financial solutions. Businesses can leverage these APIs to improve customer experiences, automate payments, integrate new tools into their systems, and access valuable financial insights to drive innovation and efficiency.
What regulations govern Open Banking, and how do they influence its widespread adoption?
Open Banking is governed by regulations such as the EU’s Revised Payment Services Directive (PSD2) and the UK’s Open Banking Standards. These frameworks set security, privacy, and data-sharing rules to ensure consumer protection while fostering innovation. The regulatory structure helps build trust and supports the growth of Open Banking by ensuring fair competition and secure data usage.
Step into the future
Thousands of businesses worldwide are already elevating their global reach with Kartiera. Why wait?