Transforming payments from the heart of Malta
Our mission
Our mission is clear and steadfast: to deliver affordable payment solutions accessible to businesses of all sizes and industries. We are here to inspire and guide these businesses to excel in a competitive landscape and achieve their full potential.
Who we are
In November 2024, Mellifera Kartiera Limited achieved a significant milestone by receiving a Financial Institution license from the Malta Financial Services Authority (MFSA). This license not only enhances our capabilities but also opens up a world of possibilities for our clients.
This pivotal achievement authorizes Mellifera Kartiera Limited to operate as a financial institution, providing a wide range of electronic money and payment services. Whether you want to optimize transactions, expand your global reach, or ensure compliance with financial regulations, Kartiera is your trusted partner and smart guide.
We offer businesses secure, reliable, and efficient access to global payment networks for transactions worldwide.
Meet our team
Martin Agius, CTO (Chief Technology Officer)
Martin Agius, Chief Technology Officer at Mellifera Kartiera Limited, with over 30 years of IT experience, has worked extensively across Europe with leading financial institutions, oil & gas companies, and technical consultancy firms. His deep expertise spans IT infrastructure, cybersecurity, and technology management, helping organization optimize its technological capabilities and drive innovation. Martin ensures the company’s technology solutions are robust, secure, and aligned with industry best practices, supporting seamless operations and strategic growth.
Jaroslav Zamullo, CEO (Chief Executive Officer)
Jaroslav Zamullo, Chief Executive Officer at Mellifera Kartiera Limited, legal and compliance expert, has over 20 years of experience in banking law, e-commerce, and financial institutions. His expertise includes legal risk control, compliance management, and advising on complex regulatory and corporate matters. Jaroslav has successfully guided numerous businesses through intricate legal challenges and regulatory landscapes, ensuring they remain compliant while maintaining operational efficiency across a range of industries.
Alexey Tyurkin, CFO (Chief Financial Officer)
Alexey Tyurkin, Chief Financial Officer at Mellifera Operational Kartiera Limited, brings over two decades of experience in telecommunications, finance, and business development. He has a proven track record of enhancing business operations, overseeing financial reporting, and implementing effective internal controls. Alexey plays a key role in optimizing business processes, ensuring financial accuracy across multiple markets, and supporting strategic growth initiatives.
Step into the future
Thousands of businesses worldwide are already elevating their global reach with Kartiera. Why wait? Get started today and experience the difference