Cookies policy

This version of the Cookies Policy is effective as of June 19, 2025.

1. INTRODUCTION

This Cookies Policy (the Policy) describes the use of cookies on the website kartiera.eu (the Website), operated by Mellifera Kartiera Limited (the “Company”, “we”, “our”, “us”). It outlines the purpose of cookie usage and explains users’ rights in relation to cookies. Cookies are used to support, enhance, and secure the financial services provided by the Company. They enable a more convenient, personalised, and secure user experience, and help the Company tailor its offerings to better meet clients’ needs.

2. WHAT ARE COOKIES?

A cookie is a small text file that is stored on your computer or other device when you visit a website. It contains information that helps improve the user experience by enabling the website to recognise your device and remember your preferences or actions during future visits.

3. WHAT COOKIES DO THE COMPANY USE AND WHAT IS THE PURPOSE?

The Company uses the following types of cookies on the Website:

  • Session Cookies – Temporary cookies that are deleted automatically when you close your browser.
  • Analytics Cookies – These cookies help us understand how visitors interact with the Website by collecting and reporting information anonymously.
  • Other Cookies That May Be Used in the Future (Not yet implemented):
  • Persistent Cookies – These remain on your device until you delete them manually or they expire.
  • First-Party Cookies – Cookies stored directly by the Website. They allow us to collect analytical data, remember language preferences, and perform other useful functions to enhance the user experience.
  • Third-Party Cookies – These are set by external service providers (e.g., Google) to monitor the Website activity, such as session duration, pages visited, bounce rates, and traffic sources.

4. COOKIE CATEGORIES USED ON THE WEBSITE

Below is a list of the categories of cookies currently in use on the Website, along with the purpose for which they are used:

  • Necessary Cookies
  • Analytics Cookies
    • These cookies enable us to collect data on the Website usage and performance, helping us improve the Website and the services we offer.
    • _ga_* (Expires: 1 year 1 month 4 days) – Set by Google Analytics to store and count page views (https://cookiedatabase.org/cookie/google-analytics/_ga_/).
    • _ga (Expires: 1 year 1 month 4 days) – Installed by Google Analytics, this cookie calculates visitor, session, and campaign data. It also tracks site usage for the Website’s analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognise unique visitors (https://cookiedatabase.org/cookie/google-analytics/_ga/).

5. HOW CAN THE USER CHOOSE AND CHANGE COOKIE USAGE?

If you do not wish for cookies to be stored on your device, you can adjust your browser’s privacy and security settings accordingly. Please note that such changes must be made individually for each browser, and the steps may vary depending on the browser used. However, please be aware that disabling session cookies may limit your ability to fully access or use the financial services provided by the Company through the Website. For more information on how to manage, reject, or delete cookies, please visit www.allaboutcookies.org.

Below, you will find some useful links for managing cookies depending on the browser you use:

6. CHANGES TO THE POLICY

The Company reserves the right to amend this Cookies Policy at any time. Any updates or modifications will become effective upon publication on the Website. By continuing to use the Website after such changes are made, you indicate your acceptance of the revised Policy. It is your responsibility to review this Cookies Policy periodically to stay informed about any updates or amendments.

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